The 1st six digits with the account number in a bank card indicate the lending company Identification Numbers (BIN). These numbers are important because they should be verified before any payment can be authorized. Validating the dpi necessitates the using a BIN list tool to distinguish the institution that issued the card along with other secured information.

The BIN checker tool, because i mentioned earlier, is really a tool used in authenticating the corporality of an bank identification number from updated databases.

The primary objective of it is to find the mandatory information needed to validate transactions done with cards. This implies examining the first 4 to 6 digit with the debit or credit card.

Because of frequent changes as well as the massive amount records who’s covers – over 300, 000 record at the moment – it really is almost impossible to keep or read directly from the BIN list.

Fortunately there exists a tool that helps curb this drawback – the BIN checker tool. We’re going to talk more about it next article.

How TheBIN List Tool Works

It can be really quite simple. The goal of the tool is to lookup the BIN to ascertain if it is just a credit, debit prepaid, or charge card.

To make use of the too, simply go into the first six digit and then click check. The tool brings up all of the secured information in connection with the BIN you entered.

This is a table showing the credit card design for BIN range and length.

Card the appearance of Bank Identification Number (BIN) Range and Length

Issuing network BIN ranges Active Length
American Express 34, 37 Yes 15
Bankcard 5610, 560221-560225 No 16
China UnionPay 62 Yes 16-19
Diners Club Carte Blanche 300-305 Yes 14
Diners Club enRoute 2014, 2149 No 15
Diners Club International 36 Yes 14
Diners Club Canada & USA 54, 55 Yes 16
Discover Card 6011, 622126-622925, 644-649, 65 Yes 16
InterPayment 636 Yes 16
InstaPayment 637-639 Yes 16
JCB 3528-3589 Yes 16
Laser 6304, 6706, 6771, 6709 No 16-19
Maestro 50, 56-58, 6 Yes 12-19
MasterCard 2221-2720, 51-55 Yes 16
Solo 6334, 6767 No 16, 18, 19
Switch 564182, 4903, 633110, 4936, 6759, 4911, 4905, 6333 No 19, 18, 16
Visa 4 Yes 13, 16, 19
UATP 1 Yes 15

The BIN List tool also checks for your Major Industry Identifier, the actual first digit of the credit card number.

Here’s a table showing the most important Industry Identifier (MII)

Major Industry Identifier (MII) Category

0 ISO/TC 68 along with other industry assignments
1 Airlines
2 Airlines, financial as well as other future industry assignments
3 Travel and entertainment
4 Banking and financial
5 Banking and financial
6 Merchandising and banking/financial
7 Petroleum and also other future industry assignments
8 Healthcare, telecommunications, and other future industry assignments
9 For assignment by national standards bodies

Why use the BIN list tool?

• The BIN list tool is advantageous in determining the cardboard type by traders. It tells be it a card, bank card, prepaid card, or bank card.

• It helps you to prevent fraudulent transactions especially from foreign countries outside US and Canada. The BIN list tool provides users together with the possiblity to monitor suspicious orders.

For more info about BIN Checker net page: click for more info.