The first six digits from the account number in a bank card indicate the lending company Identification Numbers (BIN). These numbers are important since they should be verified before any payment would be authorized. Validating the dpi necessitates the use of a BIN list tool to distinguish the institution that issued the charge card as well as other secured information.
The BIN checker tool, when i mentioned earlier, is really a tool used in authenticating the corporality of your bank identification number from updated databases.
The primary aim of this tool is the mandatory information required to validate transactions done with charge cards. This involves checking the first 4 to 6 digit with the credit or debit card.
As a result of frequent changes and also the wide range of records that it covers – over 300, 000 record currently – it is nearly impossible to take care of or read completely from the BIN list.
Fortunately there is a tool that helps curb this drawback – the BIN checker tool. We’re going to talk more about this tool over the following article.
How TheBIN List Tool Works
It is easy enough. The goal of the tool is to lookup the BIN to determine if it is just a credit, debit prepaid, or charge card.
To utilize the too, simply enter in the first six digit and click on check. The tool will take up all the secured information related to the BIN you entered.
Listed here is a table showing the credit card the perception of BIN range and length.
Card the appearance of Bank Identification Number (BIN) Range and Length
Issuing network BIN ranges Active Length
American Express 34, 37 Yes 15
Bankcard 5610, 560221-560225 No 16
China UnionPay 62 Yes 16-19
Diners Club Carte Blanche 300-305 Yes 14
Diners Club enRoute 2014, 2149 No 15
Diners Club International 36 Yes 14
Diners Club Canada & USA 54, 55 Yes 16
Discover Card 6011, 622126-622925, 644-649, 65 Yes 16
InterPayment 636 Yes 16
InstaPayment 637-639 Yes 16
JCB 3528-3589 Yes 16
Laser 6304, 6706, 6771, 6709 No 16-19
Maestro 50, 56-58, 6 Yes 12-19
MasterCard 2221-2720, 51-55 Yes 16
Solo 6334, 6767 No 16, 18, 19
Switch 564182, 4903, 633110, 4936, 6759, 4911, 4905, 6333 No 19, 18, 16
Visa 4 Yes 13, 16, 19
UATP 1 Yes 15
The BIN List tool also checks for the Major Industry Identifier, the first digit from the bank card number.
Below is a table showing the main Industry Identifier (MII)
Major Industry Identifier (MII) Category
0 ISO/TC 68 and also other industry assignments
1 Airlines
2 Airlines, financial as well as other future industry assignments
3 Travel and entertainment
4 Banking and financial
5 Banking and financial
6 Merchandising and banking/financial
7 Petroleum and also other future industry assignments
8 Healthcare, telecommunications, and also other future industry assignments
9 For assignment by national standards bodies
Why do you use the BIN list tool?
• The BIN list tool is helpful in determining the cardboard type by traders. It tells whether it is a charge card, bank card, prepaid credit card, or credit card.
• It really helps to prevent fraudulent transactions especially from foreign countries outside US and Canada. The BIN list tool provides users using the possiblity to monitor suspicious orders.
For details about BIN Checker explore this web page.