The very first six digits with the account number in any credit card indicate the Bank Identification Numbers (BIN). These numbers are necessary because they must be verified before any payment can be authorized. Validating the dpi demands the utilization of a BIN list tool to distinguish the institution that issued the card as well as other secured information.

The BIN checker tool, when i mentioned earlier, is often a tool utilized in authenticating the corporality of a bank identification number from updated databases.

The key aim of this tool is to get the essential information necessary to validate transactions done with charge cards. This calls for examining the first 4 to 6 digit of the credit or debit card.

Due to frequent changes and also the wide range of records it covers – over 300, 000 record currently – it is extremely hard to keep up or read straight from the BIN list.

Fortunately there exists a tool which enables curb this drawback – the BIN checker tool. We will talk a little more about this tool in the next article.

How TheBIN List Tool Works

It really is easy enough. The aim of the tool would be to lookup the BIN to see if this is a credit, debit prepaid, or bank card.

To work with the too, simply go into the first six digit and click on check. The tool will bring up all the secured information related to the BIN you entered.

Listed here is a table showing the cardboard design for BIN range and length.

Card design for Bank Identification Number (BIN) Range and Length

Issuing network BIN ranges Active Length
American Express 34, 37 Yes 15
Bankcard 5610, 560221-560225 No 16
China UnionPay 62 Yes 16-19
Diners Club Carte Blanche 300-305 Yes 14
Diners Club enRoute 2014, 2149 No 15
Diners Club International 36 Yes 14
Diners Club Canada & USA 54, 55 Yes 16
Discover Card 6011, 622126-622925, 644-649, 65 Yes 16
InterPayment 636 Yes 16
InstaPayment 637-639 Yes 16
JCB 3528-3589 Yes 16
Laser 6304, 6706, 6771, 6709 No 16-19
Maestro 50, 56-58, 6 Yes 12-19
MasterCard 2221-2720, 51-55 Yes 16
Solo 6334, 6767 No 16, 18, 19
Switch 564182, 4903, 633110, 4936, 6759, 4911, 4905, 6333 No 19, 18, 16
Visa 4 Yes 13, 16, 19
UATP 1 Yes 15

The BIN List tool also checks for that Major Industry Identifier, which is first digit from the plastic card number.

Here’s a table showing the main Industry Identifier (MII)

Major Industry Identifier (MII) Category

0 ISO/TC 68 and other industry assignments
1 Airlines
2 Airlines, financial and other future industry assignments
3 Travel and entertainment
4 Banking and financial
5 Banking and financial
6 Merchandising and banking/financial
7 Petroleum and other future industry assignments
8 Healthcare, telecommunications, and other future industry assignments
9 For assignment by national standards bodies

Why use the BIN list tool?

• The BIN list tool is effective in determining the credit card type by traders. It tells whether it be a card, bank card, prepaid card, or plastic card.

• It helps you to prevent fraudulent transactions especially from foreign countries outside US and Canada. The BIN list tool provides users with the possibility to monitor suspicious orders.

For more information about BIN Checker check out this useful resource.