The initial six digits of the account number in a bank card indicate the lender Identification Numbers (BIN). These numbers are essential because they have to be verified before any payment can be authorized. Validating the dpi involves the usage of a BIN list tool to identify the institution that issued the credit card along with other secured information.

The BIN checker tool, because i mentioned earlier, is really a tool doing work in authenticating the corporality of a bank identification number from updated databases.

The principal aim of this tool is to buy the necessary information needed to validate transactions finished with charge cards. This implies checking the first Four to six digit of the debit or credit card.

As a result of frequent changes and the massive amount records that it covers – over 300, 000 record at this time – it really is extremely difficult to maintain or read from the BIN list.

Fortunately there exists a tool that assists curb this drawback – the BIN checker tool. We are going to talk more about this tool next article.

How TheBIN List Tool Works

It is really quite simple. The purpose of the tool is usually to lookup the BIN to determine if it is a credit, debit prepaid, or credit card.

To use the too, simply type in the first six digit and then click check. The tool will bring up all the secured information related to the BIN you entered.

Listed here is a table showing the credit card design for BIN range and length.

Card the perception of Bank Identification Number (BIN) Range and Length

Issuing network BIN ranges Active Length
American Express 34, 37 Yes 15
Bankcard 5610, 560221-560225 No 16
China UnionPay 62 Yes 16-19
Diners Club Carte Blanche 300-305 Yes 14
Diners Club enRoute 2014, 2149 No 15
Diners Club International 36 Yes 14
Diners Club Canada & USA 54, 55 Yes 16
Discover Card 6011, 622126-622925, 644-649, 65 Yes 16
InterPayment 636 Yes 16
InstaPayment 637-639 Yes 16
JCB 3528-3589 Yes 16
Laser 6304, 6706, 6771, 6709 No 16-19
Maestro 50, 56-58, 6 Yes 12-19
MasterCard 2221-2720, 51-55 Yes 16
Solo 6334, 6767 No 16, 18, 19
Switch 564182, 4903, 633110, 4936, 6759, 4911, 4905, 6333 No 19, 18, 16
Visa 4 Yes 13, 16, 19
UATP 1 Yes 15

The BIN List tool also checks for the Major Industry Identifier, the first digit from the charge card number.

Here is a table showing the Major Industry Identifier (MII)

Major Industry Identifier (MII) Category

0 ISO/TC 68 and also other industry assignments
1 Airlines
2 Airlines, financial along with other future industry assignments
3 Travel and entertainment
4 Banking and financial
5 Banking and financial
6 Merchandising and banking/financial
7 Petroleum and other future industry assignments
8 Healthcare, telecommunications, and also other future industry assignments
9 For assignment by national standards bodies

Why would you use the BIN list tool?

• The BIN list tool is useful in determining the card type by traders. It tells whether it be a credit card, bank card, prepaid card, or bank card.

• It helps to prevent fraudulent transactions especially from foreign countries outside US and Canada. The BIN list tool provides users with the opportunity to monitor suspicious orders.

More details about BIN Checker webpage: click.