The initial six digits in the account number in any credit card indicate the lender Identification Numbers (BIN). These numbers are essential since they have to be verified before any payment would be authorized. Validating this number demands the usage of a BIN list tool to identify the institution that issued the credit card along with other secured information.
The BIN checker tool, as I mentioned earlier, can be a tool employed in authenticating the corporality of a bank identification number from updated databases.
The main aim of this tool is to buy the necessary information necessary to validate transactions completed with credit cards. This implies examining the first 3 to 4 digit from the credit or debit card.
Due to frequent changes and the great deal of records who’s covers – over 300, 000 record at the moment – it is extremely hard to keep or read directly from the BIN list.
Fortunately you will find there’s tool that can help curb this drawback – the BIN checker tool. We’re going to talk a little more about this tool in the next article.
How TheBIN List Tool Works
It is simple. The aim of the tool would be to lookup the BIN to ascertain if it’s a credit, debit prepaid, or credit card.
To utilize the too, simply enter the first six digit and then click check. The tool provides up each of the secured information in connection with the BIN you entered.
This is a table showing the cardboard design for BIN range and length.
Card design for Bank Identification Number (BIN) Range and Length
Issuing network BIN ranges Active Length
American Express 34, 37 Yes 15
Bankcard 5610, 560221-560225 No 16
China UnionPay 62 Yes 16-19
Diners Club Carte Blanche 300-305 Yes 14
Diners Club enRoute 2014, 2149 No 15
Diners Club International 36 Yes 14
Diners Club Canada & USA 54, 55 Yes 16
Discover Card 6011, 622126-622925, 644-649, 65 Yes 16
InterPayment 636 Yes 16
InstaPayment 637-639 Yes 16
JCB 3528-3589 Yes 16
Laser 6304, 6706, 6771, 6709 No 16-19
Maestro 50, 56-58, 6 Yes 12-19
MasterCard 2221-2720, 51-55 Yes 16
Solo 6334, 6767 No 16, 18, 19
Switch 564182, 4903, 633110, 4936, 6759, 4911, 4905, 6333 No 19, 18, 16
Visa 4 Yes 13, 16, 19
UATP 1 Yes 15
The BIN List tool also checks for your Major Industry Identifier, the actual first digit with the charge card number.
Here is a table showing the Major Industry Identifier (MII)
Major Industry Identifier (MII) Category
0 ISO/TC 68 and also other industry assignments
1 Airlines
2 Airlines, financial along with other future industry assignments
3 Travel and entertainment
4 Banking and financial
5 Banking and financial
6 Merchandising and banking/financial
7 Petroleum along with other future industry assignments
8 Healthcare, telecommunications, along with other future industry assignments
9 For assignment by national standards bodies
Why do you use the BIN list tool?
• The BIN list tool is effective in determining the cardboard type by traders. It tells be it credit cards, bank card, prepaid credit card, or charge card.
• It allows you prevent fraudulent transactions especially from foreign countries outside US and Canada. The BIN list tool provides users together with the possiblity to monitor suspicious orders.
For more details about BIN Checker net page: look at here now.