The initial six digits of the account number in almost any plastic card indicate the Bank Identification Numbers (BIN). These numbers are necessary as they should be verified before any payment will be authorized. Validating this number necessitates the usage of a BIN list tool to spot the institution that issued the cardboard as well as other secured information.
The BIN checker tool, when i mentioned earlier, is a tool employed in authenticating the corporality of the bank identification number from updated databases.
The main purpose of this tool is the essential information needed to validate transactions carried out with charge cards. This involves checking the first Four to six digit with the debit or credit card.
Due to frequent changes and the great deal of records which it covers – over 300, 000 record at this time – it’s extremely hard to keep up or read from the BIN list.
Fortunately you will find there’s tool that assists curb this drawback – the BIN checker tool. We’ll talk more about this tool in the next article.
How TheBIN List Tool Works
It’s pretty simple. The purpose of the tool is usually to lookup the BIN to ascertain if it’s a credit, debit prepaid, or credit card.
To utilize the too, simply enter the first six digit and then click check. The tool will take up each of the secured information associated with the BIN you entered.
Here’s a table showing the credit card the perception of BIN range and length.
Card design for Bank Identification Number (BIN) Range and Length
Issuing network BIN ranges Active Length
American Express 34, 37 Yes 15
Bankcard 5610, 560221-560225 No 16
China UnionPay 62 Yes 16-19
Diners Club Carte Blanche 300-305 Yes 14
Diners Club enRoute 2014, 2149 No 15
Diners Club International 36 Yes 14
Diners Club Canada & USA 54, 55 Yes 16
Discover Card 6011, 622126-622925, 644-649, 65 Yes 16
InterPayment 636 Yes 16
InstaPayment 637-639 Yes 16
JCB 3528-3589 Yes 16
Laser 6304, 6706, 6771, 6709 No 16-19
Maestro 50, 56-58, 6 Yes 12-19
MasterCard 2221-2720, 51-55 Yes 16
Solo 6334, 6767 No 16, 18, 19
Switch 564182, 4903, 633110, 4936, 6759, 4911, 4905, 6333 No 19, 18, 16
Visa 4 Yes 13, 16, 19
UATP 1 Yes 15
The BIN List tool also checks to the Major Industry Identifier, the actual first digit in the plastic card number.
Below is a table showing the Major Industry Identifier (MII)
Major Industry Identifier (MII) Category
0 ISO/TC 68 and also other industry assignments
1 Airlines
2 Airlines, financial as well as other future industry assignments
3 Travel and entertainment
4 Banking and financial
5 Banking and financial
6 Merchandising and banking/financial
7 Petroleum and also other future industry assignments
8 Healthcare, telecommunications, and other future industry assignments
9 For assignment by national standards bodies
The reason to use the BIN list tool?
• The BIN list tool is advantageous in determining the charge card type by traders. It tells be it credit cards, debit card, prepaid card, or plastic card.
• It helps you to prevent fraudulent transactions especially from foreign countries outside US and Canada. The BIN list tool provides users together with the chance to monitor suspicious orders.
More info about BIN Checker internet page: check.