The 1st six digits in the account number in different credit card indicate the lending company Identification Numbers (BIN). These numbers are very important because they must be verified before any payment can be authorized. Validating this number involves the usage of a BIN list tool to identify the institution that issued the charge card as well as other secured information.

The BIN checker tool, while i mentioned earlier, is a tool utilized in authenticating the corporality of your bank identification number from updated databases.

The main objective of this tool is the required information needed to validate transactions finished with charge cards. This implies examining the first 3 to 5 digit of the debit or credit card.

Because of frequent changes and also the great deal of records it covers – over 300, 000 record at the moment – it really is almost impossible to take care of or read completely from the BIN list.

Fortunately there’s a tool that helps curb this drawback – the BIN checker tool. We’ll talk more details on this tool over the following article.

How TheBIN List Tool Works

It’s pretty simple. The goal of the tool is always to lookup the BIN to find out if it is just a credit, debit prepaid, or credit card.

To utilize the too, simply enter in the first six digit and then click check. The tool will bring up all the secured information in connection with the BIN you entered.

This is a table showing the credit card design for BIN range and length.

Card design for Bank Identification Number (BIN) Range and Length

Issuing network BIN ranges Active Length
American Express 34, 37 Yes 15
Bankcard 5610, 560221-560225 No 16
China UnionPay 62 Yes 16-19
Diners Club Carte Blanche 300-305 Yes 14
Diners Club enRoute 2014, 2149 No 15
Diners Club International 36 Yes 14
Diners Club Canada & USA 54, 55 Yes 16
Discover Card 6011, 622126-622925, 644-649, 65 Yes 16
InterPayment 636 Yes 16
InstaPayment 637-639 Yes 16
JCB 3528-3589 Yes 16
Laser 6304, 6706, 6771, 6709 No 16-19
Maestro 50, 56-58, 6 Yes 12-19
MasterCard 2221-2720, 51-55 Yes 16
Solo 6334, 6767 No 16, 18, 19
Switch 564182, 4903, 633110, 4936, 6759, 4911, 4905, 6333 No 19, 18, 16
Visa 4 Yes 13, 16, 19
UATP 1 Yes 15

The BIN List tool also checks to the Major Industry Identifier, the actual first digit with the bank card number.

Below is a table showing the most important Industry Identifier (MII)

Major Industry Identifier (MII) Category

0 ISO/TC 68 and other industry assignments
1 Airlines
2 Airlines, financial along with other future industry assignments
3 Travel and entertainment
4 Banking and financial
5 Banking and financial
6 Merchandising and banking/financial
7 Petroleum and other future industry assignments
8 Healthcare, telecommunications, along with other future industry assignments
9 For assignment by national standards bodies

The reason to use the BIN list tool?

• The BIN list tool is helpful in determining the charge card type by traders. It tells be it a credit card, bank card, prepaid credit card, or charge card.

• It helps you to prevent fraudulent transactions especially from foreign countries outside US and Canada. The BIN list tool provides users with all the possiblity to monitor suspicious orders.

For more information about BIN Checker go this useful webpage.