The 1st six digits in the account number in almost any bank card indicate the lender Identification Numbers (BIN). These numbers are very important since they must be verified before any payment can be authorized. Validating this number demands the use of a BIN list tool to distinguish the institution that issued the credit card as well as other secured information.

The BIN checker tool, because i mentioned earlier, is a tool doing work in authenticating the corporality of your bank identification number from updated databases.

The key function of this tool is to get the required information needed to validate transactions done with bank cards. This implies checking the first 3 to 4 digit from the credit or debit card.

Due to frequent changes and the great deal of records that it covers – over 300, 000 record currently – it really is almost impossible to maintain or read straight from the BIN list.

Fortunately there exists a tool that can help curb this drawback – the BIN checker tool. We’re going to talk much more about this tool within the next article.

How TheBIN List Tool Works

It’s pretty simple. The goal of the tool is usually to lookup the BIN to determine if it’s a credit, debit prepaid, or charge card.

To utilize the too, simply enter in the first six digit and click on check. The tool brings up each of the secured information related to the BIN you entered.

Here’s a table showing the credit card the perception of BIN range and length.

Card design for Bank Identification Number (BIN) Range and Length

Issuing network BIN ranges Active Length
American Express 34, 37 Yes 15
Bankcard 5610, 560221-560225 No 16
China UnionPay 62 Yes 16-19
Diners Club Carte Blanche 300-305 Yes 14
Diners Club enRoute 2014, 2149 No 15
Diners Club International 36 Yes 14
Diners Club Canada & USA 54, 55 Yes 16
Discover Card 6011, 622126-622925, 644-649, 65 Yes 16
InterPayment 636 Yes 16
InstaPayment 637-639 Yes 16
JCB 3528-3589 Yes 16
Laser 6304, 6706, 6771, 6709 No 16-19
Maestro 50, 56-58, 6 Yes 12-19
MasterCard 2221-2720, 51-55 Yes 16
Solo 6334, 6767 No 16, 18, 19
Switch 564182, 4903, 633110, 4936, 6759, 4911, 4905, 6333 No 19, 18, 16
Visa 4 Yes 13, 16, 19
UATP 1 Yes 15

The BIN List tool also checks for that Major Industry Identifier, which is first digit with the bank card number.

Here’s a table showing the Major Industry Identifier (MII)

Major Industry Identifier (MII) Category

0 ISO/TC 68 as well as other industry assignments
1 Airlines
2 Airlines, financial along with other future industry assignments
3 Travel and entertainment
4 Banking and financial
5 Banking and financial
6 Merchandising and banking/financial
7 Petroleum along with other future industry assignments
8 Healthcare, telecommunications, as well as other future industry assignments
9 For assignment by national standards bodies

Why use the BIN list tool?

• The BIN list tool is effective in determining the cardboard type by traders. It tells whether it is a credit card, bank card, prepaid card, or credit card.

• It allows you prevent fraudulent transactions especially from foreign countries outside US and Canada. The BIN list tool provides users with all the opportunity to monitor suspicious orders.

For more info about BIN Checker see this popular web portal.