The very first six digits in the account number in a plastic card indicate the lender Identification Numbers (BIN). These numbers are essential while they has to be verified before any payment would be authorized. Validating this number requires the usage of a BIN list tool to spot the institution that issued the cardboard and also other secured information.

The BIN checker tool, because i mentioned earlier, is a tool employed in authenticating the corporality of your bank identification number from updated databases.

The key function of this tool is to buy the required information needed to validate transactions done with bank cards. This implies examining the first Four to six digit in the debit or credit card.

As a result of frequent changes and also the great deal of records that it covers – over 300, 000 record right now – it is nearly impossible to take care of or read directly from the BIN list.

Fortunately there is a tool that helps curb this drawback – the BIN checker tool. We will talk a little more about it in the next article.

How TheBIN List Tool Works

It’s pretty simple. The purpose of the tool is usually to lookup the BIN to find out if it is a credit, debit prepaid, or bank card.

To use the too, simply go into the first six digit and then click check. The tool provides up all the secured information associated with the BIN you entered.

Here’s a table showing the charge card the perception of BIN range and length.

Card the appearance of Bank Identification Number (BIN) Range and Length

Issuing network BIN ranges Active Length
American Express 34, 37 Yes 15
Bankcard 5610, 560221-560225 No 16
China UnionPay 62 Yes 16-19
Diners Club Carte Blanche 300-305 Yes 14
Diners Club enRoute 2014, 2149 No 15
Diners Club International 36 Yes 14
Diners Club Canada & USA 54, 55 Yes 16
Discover Card 6011, 622126-622925, 644-649, 65 Yes 16
InterPayment 636 Yes 16
InstaPayment 637-639 Yes 16
JCB 3528-3589 Yes 16
Laser 6304, 6706, 6771, 6709 No 16-19
Maestro 50, 56-58, 6 Yes 12-19
MasterCard 2221-2720, 51-55 Yes 16
Solo 6334, 6767 No 16, 18, 19
Switch 564182, 4903, 633110, 4936, 6759, 4911, 4905, 6333 No 19, 18, 16
Visa 4 Yes 13, 16, 19
UATP 1 Yes 15

The BIN List tool also checks for the Major Industry Identifier, which is first digit in the charge card number.

Below is a table showing the main Industry Identifier (MII)

Major Industry Identifier (MII) Category

0 ISO/TC 68 and also other industry assignments
1 Airlines
2 Airlines, financial and other future industry assignments
3 Travel and entertainment
4 Banking and financial
5 Banking and financial
6 Merchandising and banking/financial
7 Petroleum as well as other future industry assignments
8 Healthcare, telecommunications, as well as other future industry assignments
9 For assignment by national standards bodies

Why use the BIN list tool?

• The BIN list tool is advantageous in determining the cardboard type by traders. It tells whether it is a credit card, debit card, prepaid credit card, or bank card.

• It helps to prevent fraudulent transactions especially from foreign countries outside US and Canada. The BIN list tool provides users with the chance to monitor suspicious orders.

For additional information about BIN Checker web site: visit site.