The initial six digits from the account number in any charge card indicate the financial institution Identification Numbers (BIN). These numbers are important as they must be verified before any payment would be authorized. Validating this number involves the usage of a BIN list tool to identify the institution that issued the credit card and other secured information.

The BIN checker tool, as I mentioned earlier, is often a tool utilized in authenticating the corporality of your bank identification number from updated databases.

The key objective of this tool is the necessary information had to validate transactions carried out with bank cards. This involves checking the first Four to six digit of the debit or credit card.

Due to frequent changes as well as the number of records that it covers – over 300, 000 record at the moment – it really is almost impossible to keep or read straight from the BIN list.

Fortunately you will find there’s tool that assists curb this drawback – the BIN checker tool. We’re going to talk a little more about it next article.

How TheBIN List Tool Works

It’s simple. The goal of the tool would be to lookup the BIN to ascertain if it is a credit, debit prepaid, or bank card.

To utilize the too, simply type in the first six digit and click on check. The tool will take up all of the secured information in connection with the BIN you entered.

Listed here is a table showing the credit card the appearance of BIN range and length.

Card design for Bank Identification Number (BIN) Range and Length

Issuing network BIN ranges Active Length
American Express 34, 37 Yes 15
Bankcard 5610, 560221-560225 No 16
China UnionPay 62 Yes 16-19
Diners Club Carte Blanche 300-305 Yes 14
Diners Club enRoute 2014, 2149 No 15
Diners Club International 36 Yes 14
Diners Club Canada & USA 54, 55 Yes 16
Discover Card 6011, 622126-622925, 644-649, 65 Yes 16
InterPayment 636 Yes 16
InstaPayment 637-639 Yes 16
JCB 3528-3589 Yes 16
Laser 6304, 6706, 6771, 6709 No 16-19
Maestro 50, 56-58, 6 Yes 12-19
MasterCard 2221-2720, 51-55 Yes 16
Solo 6334, 6767 No 16, 18, 19
Switch 564182, 4903, 633110, 4936, 6759, 4911, 4905, 6333 No 19, 18, 16
Visa 4 Yes 13, 16, 19
UATP 1 Yes 15

The BIN List tool also checks for the Major Industry Identifier, which is first digit from the bank card number.

Below is a table showing the key Industry Identifier (MII)

Major Industry Identifier (MII) Category

0 ISO/TC 68 and other industry assignments
1 Airlines
2 Airlines, financial along with other future industry assignments
3 Travel and entertainment
4 Banking and financial
5 Banking and financial
6 Merchandising and banking/financial
7 Petroleum along with other future industry assignments
8 Healthcare, telecommunications, and also other future industry assignments
9 For assignment by national standards bodies

The reason to use the BIN list tool?

• The BIN list tool is useful in determining the credit card type by traders. It tells be it credit cards, bank card, prepaid credit card, or plastic card.

• It allows you prevent fraudulent transactions especially from foreign countries outside US and Canada. The BIN list tool provides users with the opportunity to monitor suspicious orders.

More information about BIN Checker take a look at this useful resource.